Published on Oct 13, 2026
For many aspiring first-time homebuyers, breaking into the housing market can feel out of reach. However, with the right opportunities, buying a first home may be more achievable than they think. LIV Communities launched a new email series to help first-time homebuyers navigate the process of buying their first home. The series, Your Next Step, provides helpful information for those who are still figuring out when and how they’ll buy their first home, introducing them to Luma Urban Towns, a new-home community perfect for first-time buyers.
What We’ve Covered So Far
So far, LIV Communities has released two editions of the Your Next Step email series, covering some of the key questions that many first-time homebuyers have.
How Do I Claim Ontario’s New Home Tax Rebate?
The first email in the series shows how first-time buyers can claim new HST rebates to make homeownership more achievable. The email breaks down Ontario’s new home HST rebates and explains how eligible buyers can save up to $130,000 on a newly built home. It also explains how the rebate is claimed and how the savings reduce the purchase price of a new home, and ultimately, the down payment and mortgage payments.
How Much Do You Need to Save to Buy Your First Home?
The second email explores how much buyers need to save for a down payment. Using a $650,000 home as an example, it explains how a 20 percent down payment works and why saving more can help reduce monthly mortgage payments and the total interest paid over time.
How To Subscribe to The Series
LIV Communities plans to release several more editions of Your Next Step, covering many more topics relevant to first-time buyers. To join the series, visit the Luma Urban Towns webpage and register now to receive these emails.
Take Your Next Step With Luma Urban Towns
To break into the housing market, buyers need to find the right opportunity. Luma Urban Towns by LIV Communities offers brand-new townhomes in Waterdown, with prices starting from $551,990**. With the new HST rebate savings already included in the prices, buying your first home could be closer than you think.
Are you ready to take your next step toward homeownership? Explore Luma Urban Towns to learn more about available homes today.
*Your Next Step is a learning series provided by LIV Communities for general informational and educational purposes only. Content published in this series does not constitute financial, investment, legal, tax, or real estate advice, nor should it serve as the primary basis for making home purchasing decisions.
LIV Communities makes no representations or warranties regarding the accuracy, completeness, or timeliness of the information provided. All pricing, deposit structures, interest rates, tax programs, incentives, and property availability discussed are for illustrative purposes, subject to change without notice, and dependent on individual qualification. Readers should independently research and consult with a qualified financial advisor, mortgage broker, real estate lawyer, or tax professional to receive advice specific to their situation.
**Prices are subject to change without notice. Eligibility requirements and other conditions may apply.
